Advanced Wealth Optimization

Stop paying interest. Start building wealth.

A standard mortgage is designed for the bank. An advanced strategy is designed for you. Discover how to make your interest tax-deductible or wipe out high-interest consumer debt.

Jeremy Legg

Jeremy Legg

Mortgage Agent

License Information

M25002963 | FSRA: 13463

Associated with BRX Mortgages

The Smith Maneuverâ„¢

Convert your non-deductible home mortgage into a tax-deductible investment loan. This allows you to build a significant investment portfolio using the same monthly cash flow you're already spending on your mortgage.

Efficiency

Re-invest tax refunds back into your mortgage to create a compounding "acceleration" effect.

Growth

Build a retirement-sized portfolio without needing extra income from your paycheck.

Tax Calculator

Scenario Generator

$600,000
43%
7.2%

Estimated Annual Tax Refund

$18,576
Based on 100% conversion

Debt Consolidation Analysis

Why pay 20% interest when you can pay 5%? By moving consumer debt into your mortgage, you prioritize your cash flow and net worth over the bank's profits.

Setup Scenario

$
%
Standard Mortgage Rates 4.89%

Savings Breakdown

Monthly Cash Flow Reclaimed

$313

Instead of interest, this goes back to your pocket.

Interest Saved / Year

$3,753

Interest Saved (5 Yrs)

$18,764

Book a Call

Your Mortgage is your largest liability.
Let's make it your greatest asset.

Don't settle for a basic renewal. Every 5 years is an opportunity to restructure your financial life. Let's look at the math together.

Book a Call